PRIVACY POLICY AND TERMS OF USE

By accessing and/or placing information on GET-LOWEST-MORTGAGE-RATES.COM, you acknowledge that you have read, understood and agreed to be bound by these Terms of Use. Visitors who do not agree with these Terms of Use should not access or place request for information through our websites.

Please note that GET-LOWEST-MORTGAGE-RATES.COM, is not a mortgage lender. Filling out a form on our website is not intended to be a mortgage application but rather a request for more information and for a mortgage and insurance professional to contact you. Once you have completed form or shared any information with GET-LOWEST-MORTGAGE-RATES.COM by any means your information will be sent to our participating professionals. Separate mortgage and insurance professionals may contact you by telephone and / or email.

If you choose to do any transactions with any third party or any partner associated with GET-LOWEST-MORTGAGE-RATES.COM you understand that you will not be doing this transaction with GET-LOWEST-MORTGAGE-RATES.COM but with a mortgage or an insurance professional associated with GET-LOWEST-MORTGAGE-RATES.COM who is a third party. The mortgage or insurance professional is responsible for his own actions and promises and does not represent GET-LOWEST-MORTGAGE-RATES.COM or act in it's behalf. You agree to indemnify and hold harmless GET-LOWEST-MORTGAGE-RATES.COM for any transaction or any action that results from a third party including but not limited to the mortgage and insurance partners that are mentioned on GET-LOWEST-MORTGAGE-RATES.COM or persons or company that receive your information from GET-LOWEST-MORTGAGE-RATES.COM.

Limitations of Liability; Indemnity
IN NO EVENT SHALL GET-LOWEST-MORTGAGE-RATES.COM BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE), OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF OUR WEBSITES OR THE MATERIALS CONTAINED IN, OR ACCESSED THROUGH, OUR WEBSITES. You agree to defend, indemnify and hold harmless GET-LOWEST-MORTGAGE-RATES.COM and its affiliates and their respective officers, directors, employees and agents from and against any liabilities, losses, costs, claims, expenses, damages, causes of action or demands, including without limitation reasonable legal and accounting fees, arising or resulting, or alleged by a third party to be arising or resulting from your use of any information or material from our websites or your breach of any of these Terms of Use. The provisions of this paragraph shall indefinitely survive the termination of this agreement.

Applicable Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Alberta, applicable to agreements made and entirely to be performed within such province, without resort to its conflict of law provisions. By accessing and/or placing orders under our websites, you acknowledge that you have read, understood and agreed to be bound by these Terms of Use and by all applicable laws and regulations, including Canadian export control laws and regulations. Visitors who do not agree with these Terms of Use should not access or place orders through our websites. You agree that any action at law or in equity arising out of or relating to these Terms of Use shall be filed only in the Province of Alberta located in Provincial or Federal Court and you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding arising out of these Terms of Use.

Termination
Notwithstanding any of these Terms of Use, GET-LOWEST-MORTGAGE-RATES.COM reserves the right, without notice and in its sole discretion, to terminate your license to use our websites, and to block or prevent future access to and use of our websites.
Severability
If any provision of these Terms of Use shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

Disclaimer
OUR WEBSITES AND THE MATERIALS ON OUR WEBSITES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. GET-LOWEST-MORTGAGE-RATES.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. GET-LOWEST-MORTGAGE-RATES.COM DOES NOT REPRESENT OR WARRANT THAT MATERIALS IN OUR WEBSITES ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE. GET-LOWEST-MORTGAGE-RATES.COM DOES NOT REPRESENT OR WARRANT THAT OUR WEBSITES OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Use of your information
You may share information with GET-LOWEST-MORTGAGE-RATES.COM by filling out a form, sending us an email or calling us on the phone. By doing this you agree that GET-LOWEST-MORTGAGE-RATES.COM may if it chooses to do so share or give access to your information to mortgage and insurance professional that are associated with GET-LOWEST-MORTGAGE-RATES.COM. These professionals will use your information to contact you and provide their services to you. They may contact you by email, phone or mailed correspondence. By submitting your information you are consenting to receive telephone calls from our participating professional for mortgage and mortgage insurance services even if you have previously listed yourself on any internal company, province or federal Do-Not-Call List.

Use of cookies
GET-LOWEST-MORTGAGE-RATES.COM may use or store cookies on your computer.

Information Collected From All Visitors by Google analytics
Visitors to this website who have javascript enabled are tracked using Google Analytics. This data is primarily used to optimize our website for our visitors; however we will use this data for marketing purposes. An example of how this data could be used for marketing purposes would be to tell potential advertisers how many visitors we get to the website, where our visitors come from, and how they arrive at our website. Google Analytics collects the following types of information from users:
o Type of user agent (web browser) used, software manufacture and version number.
o Type of operating system
o Screen colors (color processing ability of the users screen)
o Javascript support
o Flash version
o Screen resolution
o Network location and IP address
- Can include country, city, state, region, county, or any other geographic data.
- Hostname
- Bandwidth (internet connection speed)
o Time of visit
o Pages visited
o Time spent on each page of the website
o Referring site statistics
- The website (URI) the user came through in order to arrive at this website (example: clicking on a hyperlink from Yahoo.com that took the user to this website)
- Search engine query used (example: typing in a phrase into a search engine like Google, and clicking on a link from that search engine)

Miscellaneous
These Terms of Use apply exclusively to your access to, and use of, our websites and do not alter in any way the terms or conditions of any other agreement you may have with for products, services or otherwise. GET-LOWEST-MORTGAGE-RATES.COM reserves the right to change any and all content contained on our websites at any time without notice. Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by GET-LOWEST-MORTGAGE-RATES.COM.