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What is our lowest rate for you?


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Looking for Edmonton Mortgage Rates, we are pleased to present:

Edmonton's Super Special Mortgage Rates

  • Variable rate mortgage rates : as low as 1.95% *
  • 3 year fixed mortgage rates: as low as 2.90% *
  • 4 year fixed mortgage: as low as 3.49%*
  • 5 year fixed mortgage rates: as low as 3.65% * (see details below)

Dear Edmonton mortgage shopper,

We are pleased to offer you a low Edmonton mortgage rate of 1.95% for a variable rate, 2.90% for a 3 year fixed rate and a surprising 3.65% for a 5 year fixed mortgage rate . * You have read it correctly, we did say 3.49% and we mean it. These rates are available for a limited time only and are conditional based on the criteria listed bellow.

Please contact me to see if you qualify.

Regards,

Richard Moxley
Mortgage Consultant
TMG - The Mortgage Group

The mortgage group

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Conditions for this promotion

  • Credit score: Good and excellent (FICO 630 and above)
  • Refinance: maximum 90% of the value of house of less.
  • Purchase with offer and 5% as a down payment
  • Permanent full-time employment (no probation) or self-employed for 3 years.
  • Edmonton Mortgage Rate guarantied for:
    • Variable rate at 1.95% guarantied for 120 days;
    • 3 year fixed rate at 2.90% guarantied for 60 days;
    • 5 year fixed rate at 3.65% guarantied for 60 days; (or a rate of 3.89% guarantied for 120 days)
If you meet these conditions, we can offer you an mortgage interest rate of 3.65% for a 5 year fixed mortgage. You will be surprised.

Start here: What is our lowest rate for you?

If for any reason you do not think that you qualify for the promotion mentioned above, call us to learn about the best offer we can give you.

* This offer/promotion are conditional to your mortgage file and your financial situation. You must be accepted by one of the lenders that we have selected to prepare this offer. It is possible that the lender or CMHC add more conditions than those mentioned on this page. The interest rates mentioned in this offer are subject to change without notice and are reserved only when an application is sent to the lender. Our promotion is subject to the mortgage application being approved by the lender. Only the best mortgage files can qualify for the best rates.

TESTIMONIAL:

Hi Richard,

I want to thank you again for your invaluable help.   I had a very bad mortgage, with 5.99 interest rate for 35 years.  With your help I could consolidate my debts an  I got a better rate, 3.49 with the amortization I wanted. Everything was fast, I sent all the required information to get an evaluation.  Richard considered 4 scenarios for me and gave advise on how to get rid of my debts faster. Richard Moxley and his assistant, Candace light with TMG the mortgage group, were very efficient and professional.

Thanks again,

Marlen S.

Edmonton Mortgage Brokers, Calgary Mortgage Rates, Alberta Mortgage Rates, Alberta Mortgage

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Finding the Best Edmonton Mortgage Rates

You can search far and wide for Edmonton mortgage rates.  Ultimately, you will find that Richard Moxley and his team are going to be your best option for lowest rates and great customer service. 

Richard is one of the top brokers in the mortgage industry in Canada.  He understands the basic principles that keep him near the top: borrowers are looking for a hard working broker than can offer low Edmonton mortgage rates, customized terms and conditions, and great customer service.

The reason that Richard can offer low Edmonton mortgage rates is rooted in how much volume he does.  You see, when brokers like Richard work directly with banks and generate volume, they are able to have the best relationship with the banks to get Edmonton mortgage rates even lower than advertised.   

Getting a discounted Edmonton mortgage rate through Richard is possible because he is directly associated with all the mortgage insurers, lenders, and banks in the Canadian industry.  He knows what competitors’ rates are as well as what discounts they are receiving from the banks.  Moreover, if he finds a rate that is better than he can offer, he’ll refer you to that lender.  However, more often than not, this knowledge drives him to find deeper discounts for you.

The reality is, Richard thrives on getting you the lowest Edmonton mortgage rates he can find in the business.  In some cases, the volume he does allows him to be given a 30 basis point discount from the start.  This significant discount means roughly 0.3% off the top.  Additionally, with the volume he generates with banking institutions, he can negotiate your rate down even more than the advertised discounts.

As a matter of fact, it is becoming more common that banks are not working with small brokers anymore.  They are working with people like Richard, who are consistently generating volume.  They are willing to give brokers like him the lowest Edmonton mortgage rates.  So, look around all you’d like, but the reality is that the small guy who gives you just as a personal touch as Richard, can’t give you the same discount on your rate. 

So, Richard has some pull with the bank.  Not only will he be able to use that to get lower Edmonton mortgage rates, but he will also have the power to negotiate terms and conditions based around your circumstances. 

Richard doesn’t make money based on the Edmonton mortgage rates you receive.  Because of this, he strives to give you not just the best rate and terms and conditions, but also the best service you can ask for.  He’ll give you the personal service of a small company, but low rates that can only come through the big volume. 

Start here: What is our lowest rate for you?

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